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VA LOANS FOR MILITARY AND VETERANS

If you’re active duty military, a veteran or an eligible family member of a military veteran, you may qualify for a Veterans Affairs loan. The VA Mortgage is a government-based product offering 100% financing of the reasonable value of the property, with less restrictive qualifying terms than conventional programs.

VA LOAN SPECIFICATIONS*

(1-4 unit, primary residence only)

30-year Minimum FICO

580 minimum FICO and maximum loan amount of $453,100; or
620 minimum FICO and maximum loan amount of $1,500,000

15-year Minimum FICO

640 minimum FICO and maximum loan amount of $1,500,000

Note: For loan amounts greater than > $453,100 the maximum loan amount must include the funding fee when financed (applies to both 15 and 30 year fixed)

 
James Ricks