At Upward Home Loans, you will be our client for life. We believe that it’s our responsibility to assist you in managing the largest indebtedness that you’re ever going to take on in your life. Most people that do what I do for a living, provide you with the debt and then you don’t ever hear from them again, they walk away after they’ve gotten paid. That’s malpractice in this business as far as I’m concerned. We want to stay with you over the duration of your loan and assist you in managing your debt in the best way possible. One way that we will practically do this is by providing you with an "Annual Mortgage Review". This is a phone call once a year, where we review your mortgage with you and make sure that you're still being taken care of and locked into the best rate possible.