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If your bank statements say that you can purchase, but your tax returns say something else, we have the loan for you! Here at Upward Home Loans we offer a variety of bank statement loans and we will help you find the one that best suits you! Contact us to find out more!



  • Buy or Refinance (cash-out)

  • Easier qualifying with up to 50% debt-to-income ratios

  • No pre-payment and no reserves required

  • 85% Loan To Value

  • Super Jumbo to $2.5 Million

  • Interest Only Loans Available!


  • 24 Month Business or Personal Bank Statements

  • 12 Month Bank Personal Bank Statement Loans

James Ricks